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Paynnt · Free with every Xaish accountSolana devnet · sub-second settlement

The payment railfor AI agents.

Your agents send, receive, and reconcile — on Solana now, on cards and ACH soon. 52 AI payment agents come with it. Thirty cents per transaction, fifty cents per other service. That's the whole bill.

Mission: Access all your payment services in one AI-powered global payment infrastructure platform.

Illustrative preview · crypto is live on devnet · cards/ACH in development

Rail statusSolana / USDC — live on devnet, mainnet pending licensingCards / ACH — in developmentSubscription billing (Stripe) — live
Two rails

Crypto or not. Same agents either way.

Crypto railLive (devnet)

Self-custody. Solana and USDC.

  • Connect Phantom, Solflare, or Backpack. We never see your private key.
  • USDC moves in under a second. Fees are a fraction of a cent.
  • Send by @handle or wallet address. Devnet today; mainnet when licensing clears.
  • Sends over the threshold run through a fraud check (Agent #51) before signing.
Non-Crypto railComing soon

Pay like Venmo. Built to be backed like a bank.

  • In development — no bank or card transaction can complete today. Attempted charges return 501/503, never a fake success.
  • When it opens: link a bank or debit card the way you would on Apple Pay. You see dollars; we never hold the raw account number.
  • Designed protections: PCI vault partner, chargeback rights, fraud check on transfers over $50. None of that is live yet.
  • No seed phrases, no network picker. Until then, use the Crypto rail on Solana devnet to send test funds.
One dashboard

Every send, reconciled the second it clears.

Volume, transactions, rail mix, and fees — crypto and card side by side in one ledger. Agent-initiated payments land in the same table your finance team already reads, tagged by the agent that made them and gated by the caps you set.

Illustrative sample data

Built in

The controls your agents need, and the brakes you need.

Crypto
Connect Wallet

Phantom, Solflare, or Backpack. You sign a challenge so we know it’s really you — and we never see the key.

Both rails
Permissioning & Limits

Set per-transaction, per-day, and per-month caps. The rail enforces them — separately for agents and for you in a browser.

Non-Crypto
Coming soon
PCI vault

Planned: the real card number stays inside a PCI-DSS Level 1 vault. Not live — no vault partner is onboarded, so no card can be tokenized today.

Either rail
Human mode

No agents in the loop. You sign every send yourself. Same wallet, just no autopilot.

Non-Crypto
Coming soon
Gateway Aggregator

Designed: one Paynnt call fans out to Stripe, PayPal, Google Pay, or Apple Pay. Charge path returns 501/503 today — never a fake success.

Non-Crypto
Coming soon
Banking Services

Designed: Plaid, Teller, and Method for checking, savings, and loans. Transfers return 501/503 today — no ACH can complete.

Built so your agent can find it.

Every Paynnt action is a typed POST. The schema lives in OpenAPI and the MCP descriptor. Hand your agent a key and it reads the catalog, picks the agent, calls it, and chains the next one — without you scripting the loop.